TermMax on Robinhood Chain
Lending & CreditBorrow or lend at a fixed rate until a set date, including against tokenized stocks like SPY and NVDA.
Official links: Website (ts.finance) · App (app-v2.termmax.ts.finance) · @TermMaxFi (x.com) · Docs (docs.ts.finance) · Discord (discord.com) · Telegram (t.me) · GitHub (github.com) · DefiLlama (defillama.com)
What TermMax does
- Lend USDG at a fixed rate to a known maturity
- Borrow USDG against tokenized QQQ, SPY or NVDA
- One-click leveraged (looped) positions
- Deposit into curated vaults for passive fixed-rate yield
The protocol charges a fee on each lend and borrow, set as a share of the matched rate prorated to days until maturity (2% lending fee rate, 3% borrowing fee rate at time of reading).
TermMax offers fixed-rate, fixed-term lending: both sides know the rate and the maturity up front, instead of riding a floating utilisation curve. On Robinhood Chain it is deployed as a vault factory, with each vault a separate fixed-term market. It also runs on Ethereum, Base, Arbitrum, Berachain, Hyperliquid and others.
- On Robinhood Chain since: 2026-08
- Founded: 2023
- Team: Built by Term Structure Labs (TermMax replaced its earlier Term Structure protocol in 2025); co-founder and CEO Jerry Li, a former Deutsche Bank managing director.
- Token: $TMX
- Audits: ABDK (TermMax phases 1-3, TMX token), Cantina competition (2025-03)
TermMax news
TermMax contracts on Robinhood Chain
- Vault factory v2
0x1c2a752db503b7e447114ff0c61802f19d8f765b
Similar projects
- Morpho Blue — Lend USDG to earn interest through curated vaults, or borrow against collateral in isolated markets.
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- Accountable — Lend stablecoins to vetted borrowers whose finances are checked in real time, for a fixed or open-term yield.
- Gage — Get USDG cash against your stock tokens, memes or LP positions with no liquidation — repay a fixed amount or walk away.