A self-custody money app: hold dollars (USDG), earn yield, borrow against stock tokens and spend with a card.

Official links: Website (greenwood.fi) · App (app.greenwood.fi) · @GwoodFinance (x.com) · Docs (docs.greenwood.fi) · Discord (discord.com)

Not official: greenw00d.com

What Greenwood Finance does

• Hold USDG in an ERC-4337 smart account secured by a device passkey
• Idle dollars route into Morpho vaults (site: est. 7% APY as of 8 Aug 2026)
• Card purchases pay Stockback: tokenized stock rewards
• Borrow against Stock Tokens (40% LTV on Bloom, 65% on Perennial per site)

Yield comes from third-party Morpho lending vaults; GWOOD docs describe a quarterly buyback-and-burn funded by card revenue and yield fees, and paid membership tiers.

Greenwood Finance is a self-custody neobank built on a USDG smart account: a spending card, yield routed through Morpho, and Stockback rewards paid in equity rather than points. The balance stays in the user's own contract wallet rather than on an issuer's balance sheet, which is the whole pitch. The product is early and its contracts do not yet show meaningful activity on chain.

• On Robinhood Chain since: 2026-07-20
• Team: Operated by Greenwood Financial Technologies, Inc.; no individuals are named on the site or docs.
• Token: $GWOOD
• Audits: None published

Greenwood Finance contracts on Robinhood Chain

• GWOOD 0x24d8657e10af588b12de3e102a116f77b9e35ee8

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